Founded in 2022 and headquartered in San Salvador, n1co is a next-generation neo-bank and fintech platform reshaping digital payments across Central America . With a mission to democratize finance, n1co delivers seamless digital banking tools—ranging from digital wallets to physical and virtual Visa-linked cards—for both individuals and businesses . Users enjoy instant transactions, cashback rewards, and wide merchant acceptance (12,000+ across El Salvador, Honduras, Guatemala), all supported by a robust backend powered by Inswitch and secure PCI DSS-certified systems . For merchants, n1co offers POS hardware, payment links, APIs, QR codes, chatbots, and online storefronts—facilitating omnichannel commerce with strong real-time monitoring across 10 million+ transactions. Backed by a $23 million seed round (largest pre‑seed in LatAm) and endorsed by founders from Hugo app and Grupo Calleja, n1co is scaling fast in the region.