Problem & Solution
Problem
Traditional banks underserve micro and small businesses due to lack of data, poor credit histories, and high underwriting costs. Most SMBs still rely on informal credit sources with high interest rates and little transparency.
Solution
An embedded finance platform that leverages real-time business transaction data from ERPs and POS systems to assess creditworthiness and disburse loans under 24 hours. The solution offers alternate credit scoring and integrates directly with digital business tools used by MSMEs.
Market Size
Market Size
- $300B+ credit gap
- 60M+ underserved SMBs
- 25% YoY growth digital disbursement
Traction Metrics
Traction
- 1,000+ loans disbursed
- $2M+ in total credit
- 30% MoM user growth
- NPA < 1.2%
Why Invest?
This platform is building the rails for inclusive SMB financing, where traditional systems have failed. With a sharp focus on transaction-led underwriting and embedded workflows, it has the potential to become a key enabler of financial access in high-growth, low-NPA segments. Early traction shows strong credit discipline and demand.
Ask
Ask
- $500,000
- 8% equity on offer
- Lending-focused investors preferred